Terms for DANA and QRIS Wallets
Our Terms & Conditions form the agreement between you and us when you create an account or continue using the ayowd service. They cover accurate registration details, phone verification, account security, permitted access, transaction records and the process for raising a dispute. Your account must use
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your own details, and you should check that the name and phone number match the wallet or bank route you select. DANA, OVO, GoPay, QRIS, bank transfer and virtual account references are handled under the transaction rules shown before confirmation. We may pause an account or
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request clarification when activity, identity details or payment ownership cannot be matched. Access depends on local law, and a change in location can affect eligibility. The current wording on this page applies from its stated publication date; continuing after a change means you accept the revised
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terms where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.